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If you plan to retire in Thailand, but don't yet hold a Thai bank account, it is quite a problem if you can't find a bank which allow to be able to open an explanation. However, if you are applying for the Retirement Visa while still in your personal home country, given that you are otherwise eligible, the visa will be granted without holding a Thai bank-account. Once you develop the Retirement Visa you will have the ability to easily open business relationship at any bank in Thailand.

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