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Thai ATMs are sophisticated and plentiful. Even the smallest towns will have ATMs. In larger cities they are virtually anywhere. If you make a withdrawal with an ATM when you hold an account, there is not an fee if you happen to within the province that you opened the merchant account. If you are in a different province, most banks assess a 25 baht fee when making withdrawals. If someone makes a withdrawal at an ATM other than your own bank's machine, a 25 baht fee is assessed no matter where utilize Thailand.

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